How To Make A Sears Credit Card Payment (Best Ways)

The People who apply for a specific credit card, and enjoy its benefits throughout the journey as their credit score keeps improving in the background. Still, they have a simple concern: they have to pay back all the money they use as a credit line.

 If they are actually responsible, they will make payments and use the credit line attentively to evade interruption of the services.

But because it’s easy to be forgetful in this hectic world, the issuer banks or card managing companies provide some additional ways to pay your bills, without interference in your bliss.

So, let’s look at how to make payments to Sears Credit Card, and the options you have to complete the process.

Making a Sears Credit Card Payment:

You can complete your Sears credit card payment by “Pay Online”, or “Through post mail” options or can get help by calling the customer assistance number.

You can opt for one of these methods to pay the credit card bill:

Pay online: The most convenient and secure way is to access your card online and have the option to pay online yourself.

Just log in to your Citibank Sears credit card credentials and use the payment option available under your account.

Through Phone: You can get customer assistance on how to make Sears credit card payments. Call +18009177700 which is available 24/7.

By post mail: You can choose to post a mail with your payments if you have one of these credit cards:

  • If you have a “Shop Your Way Mastercard” use these mail addresses:


P.O. Box 78024
Phoenix, AZ 85062-8024a
“For overnight payments:”
Attn: Consumer Payment Dept.
6716 Grade Lane
Building 9, STE 910
Louisville, KY 40213
  • If you have a “Sears Card”, “Sears Mastercard”, “Sears Mastercard with ThankYou Rewards”, or “Sears Home Improvement Account” send the payments on:


P.O. Box 9001055
Louisville, KY 40290-1055
“For overnight payments:”
Sears Payment Center/Overnight
6716 Grade Lane
Building 9, STE 910
Louisville, KY 40213

Sears Credit Card login process:

If you want to access your credit card, its benefits and perks, account management tools, reward points, etc, then it’s essential to log in with your credentials.

Consider following these simple steps to complete the process:

Shop Your Way Mastercard® Apply
  • Input your “User ID” and “password” then hit the “Sign-On” button.
  • Make sure to tick the “Remember my User ID” box, which saves you time and sanity, as you don’t need to log in repeatedly.
  • You probably know, the implementation of “Retrieve User ID” and “Reset password.” If you forgot or lost either of them, you can retrieve or reset them by clicking either of the two.

Register Sears Credit Card Online:

Without registering your Sears card, you can’t even access and extract its benefits, so if you haven’t already, stick with this simple process to complete the registration:

  • Visit the link you did in the very first step in the “log in” process, mentioned above.
  • Then tap on the “Register Your Card” button below the “Retrieve use ID” link.
Citibank Sears Credit Card Log In page
  • Now in the newly opened window, Insert your “card number” and press “Continue.”
Citibank Sears Credit Card Online Register Page

If you do not have the card with you:

  • If you don’t have the card with you right now, you need to verify yourself, and for that click on the “I don’t have my card on hand” link text. as shown in the image above.
  • After that provide essential information such as the cardholder’s name, SSN, confirmation code options, etc.
  • You will get a code on your e-mail or mobile phone (depending on what option you selected.)

Sears Credit Card Customer Service: 

The Citibank allows various ways to contact customer support, which we are specifying below:

Phone contact:

There are various numbers available to get help for technical support, information, and help for the specific Citibank Sears cards, which we are providing below: 

Shop Your Way Mastercard: To resolve “technical or account-related issues” call 1-877-254-8073 and 711 for TTY relay service.

While for “common support” call 1-877-816-9063 and 1-877-225-6719 for “activation support.”

Other Sears Cards: If you have a credit card like the “Sears Card”, “Sears Mastercard With ThankYou Rewards”, or “Sears Mastercard” and want any guidance or support, then call one of these numbers according to your situation:

“For account-related concerns” call: 1-800-669-8488, “For common support” call: 1-800-669-8488, “For activation support” call: 1-800-887-1403.

Lost and Stolen Card complaint: If you want protection against theft or the loss of a card, just dial 1-800-819-9000 which is available 24/7.

Contact by Mail:

If you want other alternatives you can prefer to contact them by post, as there are various addresses available in line with the specific card you have:

Mail Address for Shop Your Way Mastercard: Post them to this correspondence address to conclude a specific issue:

P.O. Box 6282

Sioux Falls, SD 57117

Mail Address for the rest of Sears Cards: If you have a different Sears card rather than the “Shop Your Way Mastercard” then post your issue to this address:

P.O. Box 6275

Sioux Falls, SD 57117

Apply for a Sears credit card:

It’s the initial step to get a new card, where you can only apply for the card, after that, you must wait for Citibank to approve your application.

However, if you feel your credit score as well as your overall credit performance is quite transparent and admirable, adhere to these steps to apply for a Sears credit card:

Citibank Sears Credit Cards
  • Now, click “learn more” as shown in the image.
  • Now in this fresh tab, provide your first name, last name, phone number, etc, and click “Continue” to proceed further.
  • There will be four steps to follow, so complete all the steps and wait for your approval to get accepted.
  • One more thing, check out both kinds of “terms and conditions” on the page.

About Sears Credit Cards:

Citi Bank, North America is the issuer of the Sears credit card as well as the owner and operates all kinds of card-related stuff.

As, all the bills and everything comes under CitiBank. So, put simply, you are paying to CitiBank itself.

Citibank owns these global Sears credit cards: Shop Your Way Mastercard®, Sears Mastercard® with Thankyou Rewards, Sears Mastercard®

These two Citibank-owned cards are closed-loop as they only provide benefits if you purchase or utilize services from Sears retail stores: Sears Card® and Sears Charge PLUS®, and Sears Home Improvement.

But, the best card is the “Shop Your Way Mastercard”, you can use it anywhere while earning points in the background by using it for daily expenses.

Sears credit card Mastercard

Shop Your Way Mastercard Benefits:

  • Every time you use the card at eligible gas stations, restaurants, or grocery stores, you earn extra points. ( for the first $10,000 you spend Collaboratively at gas stations, grocery stores, and restaurants you will regain 5% and 3% sequentially per annual cycle and after that 1% .)
  • Additionally, you get 2% back on the acquisition from retailers that are qualifying in the resonating “Shop Your Way Program”, and 1% on non-approved merchants or those out of the program.
  • For the first 90 days after you start to use the card. you can earn $75 as a statement credit on every $500 expenditure in qualifying acquisitions, which is $225 at max.
  • You get Mastercard protection such as theft protection, zero liability protection, etc.
  • All of this with no annual fee.

Alternatives of Sears Mastercard credit card: